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Free Tool

Retirement Calculator

Plan when you can retire and estimate your monthly income in retirement based on your savings and contributions.

🎯 Your Retirement Plan

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⏱️ 30 years until retirement 🏖️ 25 years in retirement

How to Use This Retirement Calculator

Enter your current age, planned retirement age, and life expectancy. Add your current savings and how much you plan to contribute monthly. Set an expected annual return (7% is typical for a balanced portfolio). The calculator instantly shows your retirement corpus, monthly retirement income, and portfolio growth over time.

Why Plan for Retirement Early?

The earlier you start saving, the more compound interest works in your favor. Even small monthly contributions grow significantly over 30–40 years. This calculator helps you visualize how consistent savings and investment returns build wealth for retirement. Aim to replace at least 70–80% of your pre-retirement income to maintain your lifestyle.